ActiveMLS# 41a8869ceff116664ab859f5369d910a146 days on market
$950,000
$643 / sq ft
123 Useppa Island Unit B
USEPPA ISLAND, FL, 33921
2Bedrooms
2.5Bathrooms
1,478Sq Ft
1980Year Built
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About This Property

On the northwestern point of Useppa Island, Whelk Cottage is a two-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), an HVAC system (2024) and a water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's exclusive island communities.

Key Features

  • 0.084 Acres Lot
  • Built in 1980

Property Details

  • Type: Single Family Home
  • Year Built: 1980
  • Lot Size: 0.084 sq ft
  • Sq Ft: 1,478
  • Price / Sq Ft: $643
  • HOA: Contact Agent
  • Bedrooms: 2
  • Bathrooms: 2.5
  • Feature: 0.084 Acres Lot
  • Feature: Built in 1980
  • Status: Active
  • MLS Number: 41a8869ceff116664ab859f5369d910a
  • Days on Market: 146
  • Listed By: Premier Sotheby's Int'l Realty · Rogan White
  • Zip Code: 33921
Listing information © 2026 Miami MLS. Information deemed reliable but not guaranteed. This listing is represented by TruDeals Realty at 0.5% seller commission. Buyer's agent commission is separate and negotiable.
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$950,000123 Useppa Island Unit B, USEPPA ISLAND, FL
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