Welcome to luxury 55+ living in Bonterra at Cross Creek Ranch! Boasting over $150k in premium upgrades, this meticulously maintained home sits on a stunning waterfront lot, offering breathtaking sunrise views over a soothing fountain. Inside, wide-plank hardwood floors flow through the living areas, leading to a gourmet kitchen complete with a 36" gas cooktop, quartz countertops, a farm sink, and soft-close cabinetry. The highly functional layout features two bedroom suites, plus a 3rd bedroom and additional full bath, a dedicated office/flex room, a custom desk space, and an upgraded fireplace in the family room. Enjoy high-end touches like plantation shutters, a custom primary closet, wired surround sound, a water softener, and a new dehumidifier (2026). Outside, the extra-large covered patio with a cool deck coating and outdoor TV is perfect for relaxing, while the 2-car garage features a 4-foot extension and epoxy floors. Exclusive club access completes this dream home!