Active1 / 12Assumable FHA loan available, subject to lender approval and buyer qualification. Built in 2022 with block-and-stucco construction, this single-story Grace Ranch home has no CDD assessment, a $325 annual HOA, and sits in FEMA Flood Zone X. Inside are 3 bedrooms, 2 baths and 1,426 heated sq ft, plus an attached garage. The primary suite has its own private bath, and the other two bedrooms work as guest rooms, a home office or hobby space. Refrigerator, dishwasher, range and microwave stay. Possession at closing. A buyer who holds title and makes this their permanent residence on 1/1/2027 may apply for the 2027 homestead exemption by 3/1/2027 (eligibility determined by the Polk County Property Appraiser).
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