ActiveMLS# MFR783932233221 days on market
$998,000
$914 / sq ft
412 20TH AVE
INDIAN ROCKS BEACH, FL, 33785
2Bedrooms
1Bathrooms
1,092Sq Ft
1952Year Built
Call AgentView Map

About This Property

Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!

Key Features

  • Built in 1952

Property Details

  • Type: Single Family Home
  • Year Built: 1952
  • Lot Size: 0 sq ft
  • Sq Ft: 1,092
  • Price / Sq Ft: $914
  • HOA: Contact Agent
  • Bedrooms: 2
  • Bathrooms: 1
  • Feature: Built in 1952
  • Status: Active
  • MLS Number: MFR783932233
  • Days on Market: 221
  • Listed By: MLS Listing
  • Zip Code: 33785
Listing information © 2026 Miami MLS. Information deemed reliable but not guaranteed. This listing is represented by TruDeals Realty at 0.5% seller commission. Buyer's agent commission is separate and negotiable.
TruDeals Property Intelligence

Neighborhood & property insights

Schools, flood risk, noise, values, taxes, and environmental factors for this address. Layers that are not configured yet show an honest note — never another city's preview data.

Loading verified data for 412 20TH AVE, INDIAN ROCKS BEACH, FL 33785…

AI Event Scout

What's happening in INDIAN ROCKS BEACH

Checking verified local events…

$998,000412 20TH AVE, INDIAN ROCKS BEACH, FL
Call Agent